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photo by : @olabodeskills

The current demonstrations taking place in Nigeria are like nothing we’ve seen before. Yes, we’ve seen protests — often led by various unions — but they [to my knowledge] have never unified so many people with one, unified voice, so fast. A typical protest in Nigeria will have a leader or figurehead of some sort, and maybe some surrounding factions pressing ahead with their individual agendas, and there might be a localised protest for a day or two and perhaps even an open letter printed in the national press.

Targeted at the country’s Special Anti-Robbery Squad [SARS], this movement has no leader, and has garnered thousands of young people with a unified voice, to take to the streets. With a heavy emphasis on peaceful protest, the already week-long protest sees no signs of slowing down. …


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I consider myself to be a fully signed up servant to the digital world; I am old enough not to be a digital native — I remember all too well the days of endless paper trails, and have actively fought against the old ways and embraced digital technology to make my personal and business transactions simpler. …


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According to a report by PWC, only around 1.5% of Nigerian adults are covered by insurance today. When I read that, I was actually almost surprised it was that high. I’d say that the sector is broken, but that would suggest it had, at one point, been “fixed”. It has never been fit for purpose, hence the incredibly low adoption rates and the fact that insuring oneself against risk has not really entered Nigerians’ collective consciousness. All this, and we have no real State or Government infrastructure to support us for when things go wrong either.

The insurance sector we are faced with today is manual, based on legacy systems, massively under capitalised, comes with absolutely no product differentiation and offers very little value for consumers. It is of a bygone era and is wide open for some smart people to come and start fixing it. …